Get up to $25,000 MXN
in minutes.
No banks. No middlemen. Borrow directly through our blockchain-powered platform. Transparent rates, instant settlement, your money in your bank — fast.
Credence One
P2P LENDING
Loan disbursed
2 min ago
On-chain verified
1 min ago
WHY CREDENCE ONE
Lending, reimagined
Powered by blockchain. Built for speed. Designed for people who deserve better than banks.
Instant Loans
Apply in minutes, get approved instantly. Up to $25,000 MXN deposited directly to your bank account via SPEI.
Transparent Rates
No hidden fees, no surprises. See your exact rate, total cost, and repayment schedule before you borrow. Starting from 0.05%/day.
Blockchain Settlement
Every loan and repayment is recorded on-chain. Immutable, transparent, and verifiable by anyone — building trust without intermediaries.
Portable Credit History
COMING SOONYour repayment record becomes a verifiable on-chain credential. Take your credit reputation with you — across platforms, without lock-in.
HOW IT WORKS
From zero to funded in minutes
Sign Up
Download the app and register with your phone number. No paperwork, no branch visits, 100% digital.
2 minVerify Identity
Submit your INE and basic info. Our AI risk engine gives you an answer in about 3 minutes — no human delays.
3 minChoose Your Loan
Pick your amount (up to $25,000 MXN), see the exact cost, and confirm. Your loan terms are locked on-chain.
1 minGet Your Money
Funds are settled on-chain and converted to MXN. Cash hits your bank account via SPEI in about 5 minutes.
~5 minBLOCKCHAIN TRANSPARENCY
Your loan, verified on-chain
Every peso borrowed and repaid is recorded on an immutable blockchain ledger. No hidden transactions, no opaque books — just transparent, verifiable lending.
Every Loan On-Chain
Each disbursement and repayment is recorded as an immutable on-chain event. Auditable by anyone, tamper-proof by design.
Real-Time Settlement
No T+2 waiting periods. Stablecoin settlement means your money moves in minutes, not days.
Your Data, Protected
Personal information never touches the blockchain. Only anonymized, hashed records are stored on-chain.
Live Event Log
SECURITY & COMPLIANCE
Your money, your trust, our commitment
Regulated in Mexico
Licensed through SOFOM E.R. under Mexican financial law. Full KYC/AML compliance and CONDUSEF-registered consumer protections.
Audited & Open Source
Smart contracts independently audited. Protocol code is open-source on GitHub — verify everything yourself.
Privacy First
Zero personal data on-chain. Only cryptographic hashes and anonymized proofs. Your private keys never leave your device.
Backed by visionaries
Building the future of lending
Credence One is just the beginning. We're building a transparent, blockchain-powered lending network that puts borrowers first.
Launch & Prove
Credence One launches in Mexico — fast P2P loans, transparent rates, every transaction verified on-chain. Proving blockchain lending works.
Expand & Connect
Multi-platform lending network. Your on-chain repayment history becomes a portable credit passport — better rates everywhere you go.
Open Network
External lenders and liquidity providers join the network. Competitive rates, credit-based staking, and decentralized financial primitives.
Ready to get funded?
Join thousands of borrowers in Mexico. No banks. No delays. Just fast, transparent lending powered by blockchain.
Available in Mexico. More markets coming soon.